Data Protection Notice

Please read the following carefully as it contains important information relating to the details that you give us.

Who are Catalpa?

We are a Managing General Agent in Galway that specialises in providing commercial insurance products in Ireland for our partners around Europe.

Why do we need to collect your personal data?

We require personal information in order to generate a quote/policy that is specifically tailored to your needs. We are also required by law to provide and check certain databases for fraudulent activity (i.e. The E.U. sanctions list).

In order to process a claim – we would require evidence of what occurred and what losses/injuries you may have sustained. In some circumstances, this may include sensitive data.

This information may be shared with other companies in order to meet our legal requirements. (See Who do we share your information with Section).

How do we collect information about you?

Primarily, we collect information about you from your broker, who is working on your behalf. On occasion we may also obtain data as follows:

Receive data from the Injuries Board
Through Online Searches
Receive data from someone who is acting on your behalf (i.e. Solicitor)
Receive data from other Insurers
Fraud prevention databases

Who do we share your data with?

We may share some of your information with a number of Third Parties:

Legal Professions (to meet legal obligations)
Loss adjusters, repairers, medical professionals, solicitors, investigators in order to process claims
The Insurer that underwrites your policy
The Reinsurer that covers your policy
Private Investigators
Fraud prevention Databases

We would also share your data in order to meet any legal obligations (via An Garda Siochana, Courts, or other government agencies that have a legal right to your information).

In order to provide you a policy, we do share your information with the Insurers that would be within the EEA (European Economic Area). This is all done within the GDPR regulations.

How long do Catalpa Keep your information?

All policy information will be held for 7 years after the end of the client/Insurer relationship. In the event of a claim being notified we would hold onto the information for 18 years to meet our legal obligations. We only require this information in order to meet our legal obligations and will not use it for any other purposes other than to meet our legal obligations.

How do you correct the information we have about you?

If you believe the information is wrong about you – please contact us via email or phone and we will try and rectify the issue as soon as possible.

What rights do you have on the information we hold about you?

You may at any time request any of the following from us

Provide you with the personal information we have on you (in a commonly used electronic format or Hard copy)
Request your personal information to be deleted (please note that this request cannot be done if you have an active policy/claim or if we have legal obligations to hold onto it.
Request we transfer your personal information to another company.
Request we restrict the use of your information
Object to the processing of your data

If you wish to request any of the above, please email us a request to dataprotection@catalpa.ie or write to us at our address (see below).

In order to make sure we do not provide your information to another party please provide us with your Name, Address, Date of Birth and any policy IDs/Claims References that you have along with photo identification and Proof of address.

All requests are free of charge and we will try to respond within one month from receipt of the request. If this timeframe cannot be met, we will inform you of this along with the reason this may occur.

Requests to restrict your data may lead to Catalpa being unable to continue to provide an insurance product and/or handle your claim(s) as we have legal obligations to uphold.

What happens if the Data Protection notice changes

This notice will change periodically, so please check it each time you send us personal information or renew your policy to make sure you are aware of everything.

Who do you contact if you have a question on this notice?

If you have any questions on this notice, please contact:

Data Protection Dept.

Catalpa Underwriting Ltd,

BSM Building,

Parkmore Bus Park West,

Oranmore,

Galway.

You may also email us at dataprotection@catalpa.ie

If you have a complaint – who do you contact?

If you wish to make a complaint, please send an email to dataprotection@catalpa.ie or write to us using the address above. We will investigate your complaint and respond with the outcome within 30 days.

If you are not satisfied with the outcome, you can lodge a complaint with the Office of the Data Protection Commissioner, Canal House, Station Road, Portarlington, Co. Laois, R32 AP23.

Catalpa Underwriting Limited is regulated by the Central Bank of Ireland.

Registered office: Office 3, First Floor, Howley Square, Oranmore, Galway, H91XN5N.

Data Protection Notice